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Lincoln Automotive Financial Services

Why Lincoln Automotive Financial Services?

At Lincoln Automotive Financial Services, we provide the same unparalleled experience that defines our vehicles. From trustworthy financing professionals to customer service that’s second to none, we take the stress out of making a smart financial decision. Expect a wide range of flexible, customer-oriented purchase and lease options to satisfy your vehicle financing needs. Enjoy the convenience of making payments and managing your account online.

Products and Services


Finance the purchase of a vehicle with Lincoln Automotive Financial Services and enjoy:

  • Flexible terms
  • Vehicle ownership
  • No mileage limitations
  • Building equity
  • Customized vehicle options


Lease with Lincoln Automotive Financial Services and benefit from:

  • Flexible terms
  • Chance to change vehicles more often
  • Option of purchasing the vehicle at lease-end

Flex Buy

Flex Buy is a finance contract with a fixed rate. The benefit of Flex Buy is that it offers two payment schedules that complement current and future budgets.

  • The first 36 months have payments about 15% lower than a comparable 60-month contract
  • The remaining 30 months have payments that are about 22% higher than the initial 36 months

Account Manager

Manage accounts online with Account Manager:

  • Schedule secure payments from a checking or savings account
  • Have payments scheduled automatically each month
  • Change contact information
  • Review transactions for the last 12 months
  • See payment, payoff and balance information

Welcome AXZ Plan participant.

Now you can view exclusive AXZ Plan pricing while browsing

Note: AXZ Plan pricing information is not available on all Lincoln websites. In addition, some vehicles, trims or options you select may not qualify for AXZ Plans. Also, some dealers may choose not to participate in AXZ Plan pricing. Contact your local dealer to determine their level of participation in the Program and final vehicle pricing.

What happens if I close this site before I’m finished?
If you close your window or tab, you must re-access the site through the AXZ Plan Pricing website to ensure that all eligible plan pricing is visible. If you need additional information concerning the AXZ Plans, please refer back to you’re AXZ Plan Pricing website for complete details.

AXZ Plan pricing, including AXZ Plan option pricing, is exclusively for eligible Ford Motor Company employees, friends and family-members of eligible employees, and Ford Motor Company eligible partners. Restrictions apply. See your Ford or Lincoln dealer for complete details and qualifications. Ford Motor Company reserves the right to modify the terms of this Plan at any time.