Turn every journey into an opportunity for discounts.

LINCOLN MOTOR COMPANY INSURE*

    With Lincoln Motor Company Insure, you can earn discounts that could potentially reduce your insurance premium, starting with your 2020 or newer model-year Lincoln. ** Utilizing the Lincoln Way® App,† your Lincoln vehicle can gather data related to your driving performance in order to calculate a potential maximum insurance discount of 40%.††

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    *Lincoln Motor Company Insure is a product presented by American Road Services Company LLC (AMRO NPN 95889), dba American Road Insurance Agency in California (license #0C02678), a Lincoln affiliate and licensed insurance agency. American Road Services Company LLC’s principal place of business is in Dearborn, Michigan, with its domicile in Delaware. Lincoln Motor Company Insure is underwritten by Nationwide Insurance Company Of America (NICOA) in California, Nationwide General Company in New York, and in all other states Nationwide Mutual Insurance Company and affiliates, Home Office: Columbus, OH. See Lincolnmotorcompanyinsure.com for a full list of affiliates. Lincoln Motor Company and Lincoln Automotive Financial Services are not insurance companies or agents. Subject to underwriting guidelines, review and approval. Lincoln Motor Company Insure is not available in AK, HI, LA, MA or OK. NY and FL residents please call 1-833-797-LINC to speak to an agent about available products. Details and availability vary; program criteria differ in California. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
    **Available on 2020 and newer model-year Lincoln vehicles that are compatible with the embedded modem. Requires Lincoln Way App® and Lincoln Connect® service. Not available on Continental® model.
    †The Lincoln Way App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.
    ††Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
     
    Nautilus Lincoln Reserve model shown with available features.

      REWARDS YOUR SAFE DRIVING

      Safe driving has rewards that go beyond the safety of you, your loved ones and other drivers. It can also reward your wallet. The safer you drive, the higher your discount you can get. You’ll even earn an instant discount just by signing up. And after 4-6 months of observing your driving habits, you can earn up to 40%‡ off your insurance.

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      ‡Discounts do not apply to all discount elements: actual savings, availability and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero. Not available in the following states: AK, HI, LA, NC and NY.
       

      MEASURE UP—YOU’RE A BETTER DRIVER THAN YOU THINK

      Your driving habits help determine how your discount is calculated. We also have traditional, non-telematic auto policies available. 
      • A Lincoln Aviator is being driven through a desert highway during the day

        MILES DRIVEN

        Statistics show that, on average, the more miles driven, the higher the chances of an accident.
      • A man is walking in front of a white Lincoln vehicle that is stopped to allow him to cross

        HARD BRAKING AND ACCELERATION

        Safe drivers rarely stop suddenly or abruptly slow down.
      • A Lincoln Nautilus idle at a crosswalk.

        IDLE TIME

        Driving in stop-and-go traffic is riskier than in steady-flowing traffic.
      • The front end of a Lincoln vehicle shows illuminated headlights and a turn signal that shines bright in the night

        NIGHTTIME DRIVING

        Driving between midnight and 5 a.m. increases your chances of having an accident.
      A couple standing by a Lincoln Nautilus Reserve model shown with available features.

      SPEND LESS TIME BEHIND THE WHEEL, SPEND LESS ON INSURANCE

      If you’re an occasional driver, work from home or have a short commute, we have a policy that might be right for you. Enjoy all the great coverage of a traditional policy but with a unique rate. The lower your miles, the lower your rate. It’s that simple.

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      Lincoln Aviator Grand Touring model shown with available features.

      SPEND LESS WITH BUNDLING

      Many times, there’s the need for more than one type of policy to fit your lifestyle. We can help make it easy with customized bundle plans. In addition to a singular policy for how well or how far you drive, you also have the ability to combine multiple plans, like home insurance, which can save you money in the long run.

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      Woman sitting next to a dog

      PET INSURANCE‡‡ THAT PROTECTS YOUR FURRY, FEATHERY AND SCALY FRIENDS

      Our pets are just as much a part of the family as our human loved ones — so we take their well-being just as seriously. So, whether your pet walks, slithers or flies, we have a pet health insurance plan for them. Get coverage for everything from wellness checkups and vaccinations to common illnesses and emergencies.

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      Customer service worker in front of computer at his desk.

      NEED HELP?

      You can reach a Lincoln Motor Company Insure representative at 1-833-797-LINC
      9 a.m.-7 p.m. ET, M-F or visit us on the Lincoln Way® App.

        FAQs
          What you need to know about pet insurance
          A woman is sitting and discussing business with a service representative in a beautifully appointed meeting room inside a Lincoln Dealership

           

          INSURANCE CLAIMS

          You can submit an insurance claim with Nationwide through the following link or by calling 1-800-421-3535.

          SUBMIT A CLAIM

          Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and SmartRide are service marks of Nationwide Mutual Insurance Company.

          ‡‡          Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, including (without limitation) Harleysville Group, Inc., Nationwide Lloyds and Nationwide Property & Casualty Companies (in Texas). Home Office: Columbus, OH 43215. Nationwide pet insurance underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Allied Insurance underwritten by AMCO Insurance Company, Allied Property and Casualty Company, Depositors Insurance Company and Nationwide Insurance Company of America. Home Office: Des Moines, IA 50391-1100. Subject to underwriting guidelines, review and approval. Products and discounts are not offered by all companies. Not all products and discounts are available to all persons in all states.