How do I make a principal-only payment?

You can schedule a principal-only payment in Account Manager if your retail account is current or paid ahead.

Overview

There is one way to make a principal only payment. 

Account Manager Online

  1. Go to accountmanager.lincoln.com.
  2. Click Sign In to enter your username and password.
  3. If you have a Lincoln account, use those credentials.
  4. If you do not have an account, click Create Account next to Sign In button on the Lincoln AFS login page.
  5. After you sign in, click Make a Payment.
  6. Select Change across from Total Amount Due.
  7. Select Principal Only radio button
  8. Choose the bank account you want to pay from.
    • If you do not have a bank account set up, or you want to use a different one, select Add New Bank Account.
    • Enter the required information, and select Add.
  9. Choose payment date. Select Agree and Pay.
  10. Select Done on the payment successfully scheduled page to return to the Account Manager Dashboard.

Additional Information

Important: A principal-only payment does not satisfy your regular monthly payment obligation, or count as an advance payment for future months.

Note: To confirm your payment was applied to principal only, log in to Account Manager the day after the scheduled payment date, and select Transaction History.