Spend less time behind the wheel, spend less on insurance
NOTE: Not available in the following states: AK, HI, LA, NC, NY, and OK. Program criteria differ in CA, OH and OR.
Spend less with bundling
Pet insuranced that protects your furry, feathery, and scaly friends
What is Lincoln Motor Company Insure?
What is a driving behavior-based policy? What does it measure?
Can I bundle my car and home insurance?
Is my car eligible for Lincoln Motor Company Insure?
How does a traditional policy differ from a driving behavior-based or low-mileage policy?
If I choose a driving behavior-based policy, when do I get my discount?
How are pay-per-mile rates determined for a low-mileage policy, and will they change?
What is pet insurance?
How are my pet insurance premiums determined?
What does the pet insurance cover?
How do you file a claim for pet insurance?
Are there limitations on where I can get treatment with this pet insurance?
How is the pet insurance rate calculated?
What is pet insurance?
What does the pet insurance cover?
How do you file a claim for pet insurance?
Are there limitations on where I can get treatment with this pet insurance?
Insurance claims
aLincoln Motor Company Insure is a product presented by Ford Motor Insurance Agency (FMIA NPN 95889, CA license #0C02678), a Ford affiliate and licensed insurance agency. Ford Motor Insurance Agency’s principal place of business is in Dearborn, Michigan, with its domicile in Delaware. Lincoln Motor Company Insure is underwritten by Nationwide Insurance Company Of America (NICOA) in California, Nationwide General Company in New York, and in all other states Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. See LincolnMotorCompanyInsure.com for a full list of affiliates. Ford Motor Company, Lincoln Motor Company, Ford Credit, and Lincoln Automotive Financial Services are not insurance companies or agents.
Subject to underwriting guidelines, review, and approval. Product and discount details and availability vary. Lincoln Motor Company Insure is not available in AK, HI, LA, MA or OK. NY and FL residents please call 1-833-797-LINC to speak to an agent about available products.
dPet products underwritten by Nationwide Mutual Insurance Company and affiliates Columbus, OH. Nationwide pet insurance underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Insurance terms, definitions and explanations are intended for informational purposes only and do not replace or modify the individual insurance contracts, policies or declaration pages, which are controlling.
eDiscounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors, and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy. Available on 2020 and newer model-year Lincoln vehicles that are compatible with the embedded modem. Requires Lincoln Way App® and Lincoln Connect® service. Not available on Continental® model. The Lincoln Way App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.
fVariable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. Details and availability vary by state, policy original effective date and other factors. Mileage-based program not available in the following states: AK, HI, LA, NC, NY and OK. Safe Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Safe Driving Behavior Discount applies at the next policy renewal and remains while the vehicle is enrolled in the program. Safe Driving Behavior Discount not available in California.
Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings, availability, and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero.