Turn every journey into an opportunity to save.
With Lincoln Motor Company Insure, you can earn discounts that could potentially reduce your insurance premium, starting with your 2020 model-year Lincoln.** Utilizing the Lincoln Way™ App†, your Lincoln vehicle can gather data related to your driving performance in order to calculate a maximum insurance discount of 40%....less
INSURANCE THAT FITS YOU
CONNECT TO DATA COLLECTIONUnlike most other usage-based insurance programs, Lincoln Motor Company Insure utilizes Lincoln Connect™†† technology instead of a plug-in device and conducts a one-time evaluation over a four-to-six-month period. If you’re not satisfied with your initial evaluation, you can request a do-over by calling 1-833-797-LINC .
GET PERSONALIZED FEEDBACKYour experience is made seamless through the Lincoln Way™ App, where you can get a quote and bind your insurance policy. After setup, the Nationwide SmartRide® portal provides real-time, personalized feedback on the discount you’re on trend to earn and how you can continue to help improve your driving performance.
1. Get a quote. Getting a quote online is quick and easy. Start your quote here.
2. Purchase your policy and immediately receive a 10% discount. Once you have a quote and have purchased your 2020 model-year Lincoln vehicle, load it into your Lincoln Way App garage and activate Lincoln Connect™ to get started. You’ll then begin data sharing to calculate your final policy discount.
3. Track your progress in the Nationwide SmartRide portal and let Lincoln Connect gather your driving data. The portal will also provide feedback on your performance.
4. Receive your final discount for your next policy. At the end of the four to six month data collection period, you’ll be notified of your earned discount, with a maximum of 40%.
MEASURE UP—YOU’RE A BETTER DRIVER THAN YOU THINK
What is Lincoln Motor Company Insure?
WHERE CAN I OBTAIN A LINCOLN MOTOR COMPANY INSURE POLICY?
How do I know if my vehicle is eligible for Lincoln Motor Company Insure?
Who is Lincoln Motor Company Insure underwritten by?
How is my driving score calculated?
Several people drive my vehicle. How does this affect my insurance price?
When do I get my discount?
How often is my discount calculated?
Is there a way to improve my final discount, once I receive it?
*American Road Services Company LLC (a Lincoln affiliate) is the licensed insurance agency offering Lincoln Motor Company Insure which is underwritten by Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. Lincoln Motor Company and Lincoln Automotive Financial Services are not insurance companies or agents. Subject to underwriting guidelines, review and approval. Details and availability varies; program criteria differ in California. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
**Available on 2020 model-year Lincoln vehicles which are compatible with the embedded modem. Requires Lincoln Way App and Lincoln Connect Service. Not available on Continental.
†The Lincoln Way App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.
††Lincoln Connect, (standard on select vehicles), the Lincoln Way App, and Lincoln Connect Service are required for remote features (see Lincoln Way Terms for details). Connected Service is now complimentary for remote features, excluding Wi-Fi hotspot. Connected service and features depend on compatible AT&T network availability. Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features.
‡Original equipment parts endorsement is optional. Terms, conditions, and limitations apply
Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and SmartRide are service marks of Nationwide Mutual Insurance Company.