VEHICLE PROTECTION

A Lincoln purchase or lease is more than a vehicle; it’s an investment. Lincoln Automotive Financial Services finances a variety of ways to help protect that investment.

2019 Lincoln M K C in Rhapsody Blue driving on mountain road

LINCOLN PROTECT EXTENDED SERVICE PLANS

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2020 Silver Radiance Lincoln Aviator driving down a road

GUARANTEED AUTOMOTIVE PROTECTION  

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2018 Lincoln Navigator first and second row seating in Cappuccino

WEARCARE® WITH RED CARPET LEASE 

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Worker checking tires of 2016 Lincoln M K Z in Infinite Black parked indoors

 

GUARANTEED AUTOMOTIVE PROTECTION

Your Lincoln isn’t just a vehicle; it’s an investment, and it’s one you will want to protect. If your Lincoln is ever stolen or declared a total loss, GAPCoverage can help you get back on the road quicker. Guaranteed

 

2020 Silver Radiance Lincoln Aviator driving down a road

GAPCOVERAGE

GAPCoverage provides protection for the gap between your insurance payoff and your remaining finance balance. In such events, GAPCoverage may pay the difference between the actual cash value of your Lincoln vehicle and your remaining balance to the lesser of $125,000 or 150% of MSRP (new)/150% of NADA “retail” value with deductible coverage of up to $1,000.

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GAPADVANTAGE

If you want additional peace of mind, you may also elect for GAPAdvantage, which provides a $1,000 credit toward the cost of a replacement vehicle from your originating Lincoln Dealer (where available).

Both GAPCoverage and GAPAdvantage are only available at the time of vehicle purchase.

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EXCLUSIONS

While we endeavor to provide you with significant protection whenever possible, GAPCoverage/GAPAdvantage is not able to provide benefits when loss or damage occurs:

  • Due to fraud or intentional damage by you
  • Prior to the total loss date
  • Outside the U.S. or Canada
  • After the redemption period following a repossession
  • Due to legal confiscation by a public official
  • If licensed, registered/titled in business name or used for business or has a salvage title

ADDITIONAL EXCLUSIONS INCLUDE

  • Late charges, delinquent payments and deferred payments
  • Various refundable amounts due to you for early cancellation of financed products
  • Termination and disposition fees

 

WEARCARE® WITH RED CARPET LEASE

WearCare® with Red Carpet Lease provides you protection against unexpected wear and use charges at lease end on your Lincoln vehicle.

2018 Lincoln Navigator first and second row seating in Cappuccino

Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer you the option of WearCare®. Electing WearCare® at the beginning of your lease protects you from unexpected excess wear and use charges.

When you purchase WearCare®, the coverage waives excess wear and use charges up to $10,000 (subject to conditions). It helps leasing a Lincoln be a worry-free and enjoyable experience. 

FEATURES

  • Helps protect you against unexpected wear and use charges up to $10,000 (subject to conditions)
  • Covers up to $300 per missing vehicle part
  • Allows for terms of up to 48 months
  • Covers now vehicles up to 16,000 lbs. GVWR
     

EXCLUSIONS

  • Excess mileage charges
  • Missing parts costing more than $300
  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations
  • Damage from use in certain commercial activities, including, but not limited to, delivery, taxi, emergency vehicle, rental, construction and landscaping

Please note that damage covered by other products such as insurance, service contracts, warranties and guarantees will generally not be waived. Summary only. Please be sure to always read and understand the details and terms of your WearCare® contract.

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