COMMERCIAL FINANCING

You want what’s best for your business, and with commercial financing from Lincoln Automotive Financial Services, you and your business can succeed in style. Whatever your needs may be, Lincoln Automotive Financial Services has the commercial financing option that will help your business to thrive.

COMMERCIAL FINANCE OR LEASE BROCHURE

 

Various 2018 and 2019 Lincoln vehicles in grey and silver parked on wooden bridge in front of water and mountains

LEASE

Enjoy the luxury and technology of a new Lincoln more often, while selecting from a variety of flexible terms and mileage options. Choose from Commercial Red Carpet Lease or CommerciaLease for an option that works with your business.

RED CARPET LEASE

COMMERCIALEASE

2018 Lincoln M k c M k X and M K Z in grey or silver parked in front of sunset

PURCHASE

Purchasing offers exceptional benefits – whether new, Certtified Pre-Owned, modified or used. Expect competitive rates and flexible terms.

 

PURCHASE

Purchasing offers exceptional benefits, whether new, Certified Pre-Owned, or used. Expect competitive rates and flexible terms.

 

COMMERCIAL RETAIL

 

 

WE MAKE IT EASY TO RUN YOUR BUSINESS

Download and complete the business credit application below.  Be sure to bring the completed business credit application with you when you visit your Lincoln dealer.

DOWNLOAD BUSINESS CREDIT APPLICATION

COMMERCIAL RETAIL FINANCING 

2018 Lincoln M k c M k X and M K Z in grey or silver parked in front of sunset

ADVANTAGES OF COMMERCIAL RETAIL FINANCING

Lincoln Automotive Financial Services provides you with flexible solutions so we can meet your changing business requirements. We’ll work with you to help develop financially smart solutions to meet the needs of you and your business.

 

FLEXIBLE FINANCING

Our flexible financing program allows you the freedom to pay off your commercial financing bill at your own pace.

COMBINED BILLING

Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.

COMMERCIAL GAP COVERAGE

Can protect you when your vehicle is stolen or declared a total loss and the insurance settlement does not satisfy the remaining balance on the vehicle. 

Eligible vehicles: New/used vehicles, vehicles used for livery (for hire) operations, CNG/LPG, bi-fuel, battery electric vehicles, and upfit vehicles

Ineligible vehicles: Emergency, fire and ambulance vehicles, rental units, and vehicles owned by federal, state or local government

 

RED CARPET LEASE
 

Various 2018 and 2019 Lincoln vehicles in grey and silver parked on wooden bridge in front of water and mountains

ADVANTAGES TO RED CARPET LEASE

For predictable usage vehicles*, choose this closed-end lease with no residual risk for simplicity and peace of mind. When you complete your lease as agreed, simply bring the vehicle to your originating Lincoln Dealer.
 

*Commercial RCL is not available for every Lincoln vehicle use (e.g. Livery and modified vehicles).

LOWER PAYMENTS

Lease payments are usually lower than similar-term finance payments. Invest your cash where it belongs: in your business.

FLEXIBILITY

Leasing allows you to lease newer vehicles more often.

 

COMBINED BILLING

Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.

 

COMMERCIALEASE

Various 2018 and 2019 Lincoln vehicles in grey and silver parked on wooden bridge in front of water and mountains

ADVANTAGES OF COMMERCIALEASE

Your business is one of a kind, so why shouldn’t your lease be? CommerciaLease is an open-ended Terminal Rental Adjustment Clause (TRAC) lease program that can be precisely tailored to meet your business requirements.

FLEXIBLE TERMS

No mileage restrictions or penalties. Upfits can be residualized.

 

NO SURPRISES AT LEASE END

There are no unexpected charges: no acquisition, up-front administration or termination fees, and no charges for excess wear and use.

 

COMBINED BILLING

Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.

 

Ineligible vehicles: Vehicles used for Livery (for hire), emergency, fire and ambulance vehicles, rental units, and vehicles owned by federal, state or local government

 

AT LEASE END

When your CommerciaLease comes to an end, you have several options for completing the lease-end process:
 

CONTACT LINCOLN AUTOMOTIVE FINANCIAL SERVICES: 1-888-498-8801
  • Obtain a payoff quote and receive assistance with the buyout process
  • Discuss extending the term of your CommerciaLease agreement
  • Discuss the option of Lincoln Automotive Financial Services selling the vehicle for you
CONTACT YOUR LINCOLN DEALER
  • Purchase or lease a new Lincoln vehicle or facilitate the trade-in of your current vehicle
  • Your originating Lincoln dealer will be happy to arrange a vehicle-return appointment with you.
     

Please note that you are responsible for any difference between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).

 

COMMERCIAL LINE OF CREDIT

Why use your existing bank lines to acquire vehicles? With a Commercial Line of Credit (CLOC), your business can have the vehicles it needs when it needs them.

COMMERCIAL LINE OF CREDIT BROCHURE 

COMMERCIAL LINE OF CREDIT GUIDE

 

2018 Lincoln M k c M k X and M K Z in grey or silver parked in front of sunset
THE CONVENIENCE OF CREDIT

When you open a CLOC*, you’ll get the advantage of:

  • Apply for a credit line starting at $250,000
  • One stop shopping with the ability to add vehicles to your fleet whenever you need to for up to 12 months
  • Retail financing, Red Carpet Lease and CommerciaLease are available
  • Credit that frees up capital
  • Annual credit approval
  • Flexible terms, Combined Billing and No set up or non-utilization charges
  • Credit which frees up capital

*Subject to initial approval, ongoing eligibility and periodic reviews. Provided no material change in financial condition, initial approval is for 12 months.


HOW TO OBTAIN

Please contact your Lincoln dealer to get started. They’ll obtain key information from you and provide it to Lincoln Automotive Financial Services. We will then reach out to you via DocuSign® to help expedite the process. For your convenience, you may use DocuSign® to electronically receive and send required documentation.
Our knowledgeable commercial representatives are happy to assist you. As an added convenience, we can even come to your place of business.

 

COMMERCIAL COMBINED BILLING

Simplify your payments by consolidating your monthly statement.  It’s complimentary for you with all off our commercial products.*

If you have questions please contact Lincoln Automotive Financial Services at 1-888-498-8801, Monday through Friday from 7 a.m. to 8 p.m. CT.

*Please download the Product specific form below and return it using the email address, mailing address or fax number listed on the form.

COMBINED BILLING/DUE DATE CHANGE - RETAIL/RED CARPET LEASE

DUE DATE CHANGE - COMMERCIALEASE*

*CommerciaLease accounts are automatically enrolled in combined billing assuming all your due dates are the same.

2018 Lincoln Navigator and Continental in Ingot Silver parked on grass near tall trees

ACCOUNT MANAGER

Once you’re enrolled in combined billing, you have the option to schedule single payments monthly for the full combined bill amount using Account Manager. 

Please refer to the Account Manager Overview page to learn about more functionality available within Account Manager.

ACCOUNT MANAGER OVERVIEW

 

 

 

 

CONNECT WITH US

Contact your regional Commercial Fleet Manager for more information about Commercial Financing. They will be able to work with you and your Lincoln dealer to discuss the finance plan that fits your business needs.

If you are a commercial customer and would like information regarding your payout, title or other account information, please contact Customer Service at 1-888-498-8801.

Monday through Friday, 7 a.m. to 8 p.m. CT

 

 

United States Map

CENTRAL
Kevin Wilcox
kwilcox1@ford.com
p 800-725-7811

EAST
Steve Panke
spanke@ford.com
p 800-823-9066

GREAT LAKES
Michael Avers
mavers1@ford.com
p 800-823-3031

SOUTHEAST
Ryan Jenkins
rjenki89@ford.com
p 800-823-9066

WEST
Craig Krisan
ckrisan@ford.com
p 800-725-7810



COMMERCIAL FINANCE TOOLS

Lincoln Automotive Financial Services is committed to delivering exceptional products, programs, services and tools to help you make an informed decision.

COMMERCIAL FINANCE OR LEASE

Download the Commercial Finance or Lease brochure

 COMMERICAL FINANCE OR LEASE

LOCATE A DEALER

Find the Lincoln Dealer of your choice

FIND A LOCAL DEALER

BUY OR LEASE


Download the Buy or Lease PDF

BUY OR LEASE