You want what’s best for your business, and with commercial financing from Lincoln Automotive Financial Services, you and your business can succeed in style. Whatever your needs may be, Lincoln Automotive Financial Services has the commercial financing option that will help your business to thrive.
Enjoy the luxury and technology of a new Lincoln more often, while selecting from a variety of flexible terms and mileage options. Choose from Commercial Red Carpet Lease or CommerciaLease for an option that works with your business.
Financing offers exceptional benefits, whether new, Certified Pre-Owned, or used. Expect competitive rates and flexible terms.
Download and complete the business credit application below.
Be sure to bring the completed business credit application with you when you visit your Lincoln retailer.
Lincoln Automotive Financial Services provides you with flexible solutions so we can meet your changing business requirements. We’ll work with you to help develop financially smart solutions to meet the needs of you and your business.
Our flexible financing program allows you the freedom to pay off your commercial financing bill at your own pace.
Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.
Can protect you when your vehicle is stolen or declared a total loss and the insurance settlement does not satisfy the remaining balance on the vehicle.
Eligible vehicles: New/used vehicles, vehicles used for livery (for-hire) operations, CNG/LPG, bi-fuel, BEV and upfit vehicles
Ineligible vehicles: Emergency, fire and ambulance vehicles, rental units and vehicles owned by federal, state or local governments
*Personal, family, or household (personal) accounts cannot be combined with commercial accounts.
For predictable usage vehicles*, choose this closed-end lease with no residual risk for simplicity and peace of mind. When you complete your lease as agreed, simply bring the vehicle to your originating Lincoln Retailer.
*Commercial RCL is not available for every Lincoln vehicle use (e.g. Livery and modified vehicles).
Lease payments are usually lower than similar-term finance payments. Invest your cash where it belongs: in your business.
If your Lincoln is ever stolen or declared a total loss, GAP protection can help you get back on the road.
Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.
*If your leased vehicle is stolen or declared a total loss, Gap protection may waive the difference — or gap — between the insurance payoff and the outstanding balance, provided you have required insurance. You are only responsible for the insurance deductible and amounts owed (e.g. past due payments) at the time of the incident. Certain restrictions may apply. See your lease agreement for all details.
**Personal, family, or household (personal) accounts cannot be combined with commercial accounts.
Your business is one of a kind, so why shouldn’t your lease be? CommerciaLease is an open-ended Terminal Rental Adjustment Clause (TRAC) lease program that can be precisely tailored to meet your business requirements.
No mileage restrictions or penalties. Upfits can be residualized.
There are no unexpected charges: no acquisition, up-front administration or termination fees, and no charges for excess wear and use or excess mileage.
Consolidate your accounts into one monthly statement. It’s complimentary for you and available if you have two or more accounts.
*CommerciaLease accounts are automatically enrolled in combined billing, assuming all your due dates are the same. Personal, family, or household (personal) accounts cannot be combined with commercial accounts.
When your CommerciaLease comes to an end, you have several options for completing the lease-end process:
Please note that you are responsible for any difference between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).
Why use your existing bank lines to acquire vehicles? Consider our Commercial Line of Credit (CLOC).
*Lincoln Pickup & Delivery service is valid for owners of 2017 and newer model-year Lincoln vehicles. Service is available for retail and warranty repair. Mileage limitations may apply. See your retailer for details. Lincoln reserves the right to change program details at any time without obligations.
When you open a CLOC,* you’ll get the advantage of:
*Subject to initial approval, ongoing eligibility and periodic reviews.
To get started on a Commercial Line of Credit application today, please click “Apply Now” below. Your online application will be processed in as little as two business days.
To complete the initial application, you will need:
For application questions, please call our Care team at 1-877-224-1262 x74977.
Vehicle intended use may affect ability to finance with Lincoln AFS. For example, we do not provide financing for most rental vehicles. For additional details, please refer to the Commercial Financing products.
Simplify your payments by consolidating your monthly statement. It’s complimentary for you with all of our commercial products.*
If you have questions please contact Lincoln Automotive Financial Services at 1-888-498-8801, Monday through Friday from 7 a.m. to 8 p.m. CT.
*Please download the Product specific form below and return it using the email address, mailing address or fax number listed on the form. Personal, family, or household (personal) accounts cannot be combined with commercial accounts.
*CommerciaLease accounts are automatically enrolled in combined billing assuming all your due dates are the same.
Once you’re enrolled in combined billing, you have the option to schedule single payments monthly for the full combined bill amount using Account Manager.
Please refer to the Account Manager Overview page to learn about more functionality available within Account Manager.
Contact your regional Commercial Fleet Manager for more information about Commercial Financing. They will be able to work with you and your Lincoln retailer to discuss the finance plan that fits your business needs.
If you are a commercial client and would like information regarding your payout, title or other account information, please contact Client Service at
1-888-498-8801.
Monday through Friday, 7 a.m. to 8 p.m. CT
Lincoln Automotive Financial Services is committed to delivering exceptional products, programs, services and tools
to help you make an informed decision.
Find the Lincoln Retailer of your choice