This page is for individual Lincoln Automotive FInancial Customers.
For commercial vehicle fleets or leasing, please visit our Commercial Financing Page.
Credit FAQs
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How do I apply for credit online?
Visit Apply Online and complete the online credit application.
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How do I retrieve my credit decision?
Visit See Your Credit Decision, enter your application number and birth date and click on Get Your Decision.
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What information do I need to apply for credit online?
You will need your Social Security Number, date of birth, employment status and/or annual income, address (and whether you own or rent), your monthly mortgage/rent amount and your email address to apply online.
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How do I dispute information reported by Lincoln AFS to a credit bureau?
If you dispute information that we report to a credit bureau, your dispute must be in writing and should include the following information:
- Copy of the credit bureau report entry that is being disputed (relevant pages only)
- Social Security Number - to assist in locating the account and to verify information reporting to the credit reporting agencies
- Account number (usually eight digits)
- Specific information that is being disputed
- Basis for the dispute
- Documentation to support the basis of the dispute
Send your dispute to:
Lincoln AFS c/o Correspondence
P.O. Box 542000
Omaha, NE 68154-8000
Phone
Lincoln Clients: 1-888-498-8801
Black Label Clients: 1-888-498-8758
Hearing Impaired please dial 711.
Mon. - Fri., 7am-8pm CT Sat., 7am-5pm CT
New York City Residents please ask your representatives for language assistance if you prefer to speak in a language other than English. You may also receive a translation and description of commonly-used debt collection terms that are available in multiple languages on the Department website, www.nyc.gov/dca.
Mail
If you need to send documents by mail,
please contact us by phone or e-mail in
order for us to provide the proper mailing address.