This page is for individual Lincoln Automotive FInancial Customers.
For commercial vehicle fleets or leasing, please visit our Commercial Financing Page.
Visit Apply Online and complete the online credit application.
Visit See Your Credit Decision, enter your application number and birth date and click on Get Your Decision.
You will need your Social Security Number, date of birth, employment status and/or annual income, address (and whether you own or rent), your monthly mortgage/rent amount and your email address to apply online.
If you dispute information that we report to a credit bureau, your dispute must be in writing and should include the following information:
Send your dispute to:
Lincoln AFS c/o Correspondence
P.O. Box 542000
Omaha, NE 68154-8000
Lincoln Clients: 1-888-498-8801
Black Label Clients: 1-888-498-8758
Hearing Impaired please dial 711.
Mon. - Fri., 7am-8pm CT Sat., 7am-5pm CT
New York City Residents please ask your representatives for language assistance if you prefer to speak in a language other than English. You may also receive a translation and description of commonly-used debt collection terms that are available in multiple languages on the Department website, www.nyc.gov/dca.
If you need to send documents by mail,
please contact us by phone or e-mail in
order for us to provide the proper mailing address.
This page is for individual Lincoln Automotive FInancial Customers.
For commercial vehicle fleets or leasing, please visit our Commercial Financing Page.