Credit FAQs

Visit Apply Online and complete the online credit application. 

Visit See Your Credit Decision, enter your application number and birth date and click on Get Your Decision.  

You will need your Social Security Number, date of birth, employment status and/or annual income, address (and whether you own or rent), your monthly mortgage/rent amount and your email address to apply online.

If you dispute information that we report to a credit bureau, your dispute must be in writing and should include the following information:

• Copy of the credit bureau report entry that is being disputed (relevant pages only)
• Social Security Number - to assist in locating the account and to verify information reporting to the credit reporting agencies
• Account number (usually eight digits)
• Specific information that is being disputed
• Basis for the dispute
• Documentation to support the basis of the dispute

Send your dispute to:

Lincoln AFS c/o Correspondence

P.O. Box 542000

Omaha, NE 68154-8000